Senior Link Radio

October 15, 2008

Questions to ask when evaluating Long Term Care Insurance:

1.  Does the company have financial ratings of A+ or equivalent, Superior Rating?

2.  Has the company ever had a rate increase on existing long-term care policyholders?

3.  Has the company been in the long-term care business for more than 20 years?

4.  Does the policy provide a Care Coordinator for home care needs? At unlimited access?

5.  Does the policy start paying for home care from the first day I need care or is there an elimination period (deductible)?

Health Matters 

Alzheimer's and Memory Loss Screening

Elder abuse

Non-Medical Home Care

What is Home Health?

What is Hospice?

Estate Planning and Financial Matters

The Boomer Bust

Estate Planning in Uncertain Times

Long term care insurance

Questions Every Senior is Asking

What can a Reverse Mortgage do for You?

What is Elder Law

The City of Lubbock’s Comprehensive Energy Assistance Program is currently taking applications.  This grant is designed to assist low-income persons with energy assistance.  Priority is given to the elderly, disabled, or households with children under 6, with highest energy consumption, and lowest incomes.  If you or a family member is in need of assistance with replacing or repairing your air conditioner, heater, water heater or refrigerator, please contact Carmen Martinez at 775-3081 to see if you qualify.  If you are in need of assistance with your gas or electric bill and you are elderly or disabled 60 years of age and older please contact Neighborhood House at 741-0459 or if you are disabled under 60 years of age call LIFE/RUN at 795-5433.